Soru
3 Why would someone choose to get long term disability insurance evenif they already have health insurance? Health insurance only covers medical bills, while long term disability will help compensate for lost work a percent of their income. Health insurance only covers regular check ups, while long term disability insurance also covers emergencies. Long term disability insurance plans can also extend coverage to family members and pets. Long term disability only covers medical bills, while health insurance will help with 40-60% of their income. Multiple Choice 1 point
Çözüm
4
(240 Oylar)
Leyla
Usta · 5 yıl öğretmeni
Uzman doğrulaması
Cevap
The correct answer is 'A'. Health insurance only covers medical bills, while long-term disability will help compensate for lost work a percent of their income.
Daha Fazla
## Step 1The problem is asking us to identify the correct reason why someone might choose to get long-term disability insurance even if they already have health insurance. The options provided are:1. Health insurance only covers medical bills, while long-term disability will help compensate for lost work a percent of their income.2. Health insurance only covers regular check-ups, while long-term disability insurance also covers emergencies.3. Long-term disability insurance plans can also extend coverage to family members and pets.4. Long-term disability only covers medical bills, while health insurance will help with 40-60% of their income.## Step 2We need to evaluate each option based on the typical coverage of health insurance and long-term disability insurance.## Step 3Option 1 is correct because health insurance typically covers medical expenses, while long-term disability insurance provides financial support for lost income due to the inability to work.## Step 4Option 2 is incorrect because health insurance does cover emergencies, and long-term disability insurance is not primarily for emergencies but for income replacement.## Step 5Option 3 is incorrect because while some disability insurance policies may extend coverage to family members and pets, this is not the primary reason for purchasing long-term disability insurance.## Step 6Option 4 is incorrect because it reverses the typical coverage of health insurance and long-term disability insurance.